As at the end of 2019 financing granted to the bank’s customers amounted to PLN 215.9 billion, which indicates an increase of PLN 8.8 billion y/y.
*Including non-Treasury bonds (excluding those held for trading).
Business loans and housing loans were the main items in the structure of net loan portfolio by type, with shares of 43.6% and 42.9% of the portfolio as at the end of 2019.
In 2019, a further increase was noted in the most profitable consumer loans (of PLN 3.0 billion) and business loans (of PLN 4.9 billion). The bank’s housing loans only increased by PLN 0,8 billion y/y due to the further sale of mortgage covered housing loans to PKO Bank Hipoteczny.
In the term structure of financing granted to customers, long-term loans dominate, which is mainly due to the high share of housing loans in the loan portfolio.