The consolidated financial statements have been prepared on the basis of the assumption that the Group will continue as a going concern for a period of at least 12 months from the publication date, i.e. from 12 February 2020. As at the date of signing these consolidated financial statements, the Bank’s Management Board is not aware of any facts or circumstances that would indicate a threat to the Bank’s Group ability to continue in operation as a going concern for 12 months following the publication date as a result of any intended or compulsory discontinuation or significant limitation of the Bank’s Group’s existing operations.

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